Committed to our customers, committed to our community, and committed to you.

Privacy Policy

 FACTS      WHAT DOES FIRST MISSOURI STATE BANK DO WITH YOUR PERSONAL INFORMATION? 
 
 Why?
 
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. 

 What?
 
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balances 
  • credit scores and mortgage rates and payments
  • credit history and payment history

When you are no longer our customer, we continue to share your information to share your information as described in this notice.


 How?
 
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons FIRST MISSOURI STATE BANK chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information 
Does First Missouri State Bank share?
 
Can you limit this sharing? 
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus  Yes  No
For our marketing purposes - to offer our products and services to you No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes - information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes - information about your creditworthiness  No We don't share
For our affiliates to market to you  No We don't share
For nonaffiliates to market to you  No We don't share

Questions? Call 573-785-6800 or go to www.firstmissouristatebank.com

What we do 
How does FIRST MISSOURI STATE BANK protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

All First Missouri State Bank employees are responsible for maintaining the confidentiality of customer information and employees who violate these privacy polices will be subject to disciplinary measures.
How does FIRST MISSOURI STATE BANK collect my personal information? We collect your personal information, for example, when you:
  • apply for a loan or open an account
  • make a wire transfer or tell us where to send money
  • show your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions 
Affiliates  Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • First Missouri State Bank does not share with our affiliates.
Nonaffiliates  Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • FIRST MISSOURI STATE BANK does not share with nonaffiliates so they can market to you.
Joint Marketing  A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • FIRST MISSOURI STATE BANK doesn't jointly market.